Best upi app for sbi

Best upi app for sbi

There are several best UPI (Unified Payments Interface) apps available in India, and it can be difficult for you to determine which one is the best. Some popular and best upi apps for sbi include Google Pay, Paytm, PhonePe, Amazon Pay and BHIM UPI.

In this article I have mentioned the complete details and features of all the best upi apps that you should know. 

After a detailed research I have included top 5 upi apps of India that are very popular and trusted among their users. 

Before starting the list I want to tell you that all the apps that I have included in this list are best and compatible with sbi bank and other banks of India. 

Best upi apps in India

  • Google pay 

Download google pay
Click ☝️ to download

Google Pay is a popular digital wallet and online payment platform which is  developed by Google. It makes it easy for users to make payments and store loyalty cards. Some features of Google Pay include:

  • Paying for purchases in stores: You can use Google Pay to make contactless payments at participating stores by simply holding your phone near the payment terminal.
  • Paying for things online: Google Pay can be used to make payments on websites and in apps that accept Google Pay.
  • Sending and requesting money: You can use Google Pay to send money to friends and family, or request money from them.
  • Storing loyalty cards: You can store loyalty cards for your favorite stores in Google Pay, so you don’t have to carry physical cards with you.
  • Tracking spending: Google Pay can help you track your spending by providing a record of your transactions.
  • Security: Google Pay uses multiple layers of security to protect your information and keep your transactions secure.
  • Compatibility: Google Pay is available on Android devices, as well as on the web.

 

  • Paytm

Download Paytm
Click ☝️ to download

Paytm is a UPI app which is developed in India. So it is an Indian UPI app. The full meaning of Paytm is Pay through Mobile. Below given are some of the features of Paytm app: 

  • Contactless payment in stores: Can be used to make payments at participating stores by scanning a QR code at the point of sale
  • Online orders: Can be used to make payments on websites and in apps that accept Paytm
  • Money Transfer: Can be used to send and request money to/from friends and family
  • Bill Payment: Can be used to top-up mobile phone balance and pay bills for services such as electricity, gas, and water
  • Can store loyalty cards and track spending
  • Compatibility: Available on Android and iOS devices, as well as on the web
  • PhonePe

Download PhonePeThis UPI app is designed and developed in India. So it is an Indian digital wallet and payment gateway. Some of the uses and features of this app are given below.

  • Can be used to make payments in the stores through QR codes that accept PhonePe
  • Can be used to purchase things online such as online shopping or ordering food from Zomato or Swiggy
  • In few clicks you can send money to anyone and also you can request money from them
  • It can be used in bill payment such as mobile bill, electricity bill, dth recharge etc. 
  • Compatibility: Available on Google Play store and Apple app Store so it is compatible for both Android and IOS devices.
  • Amazon Pay:

Download Amazon Pay
Click ☝️ to download

Amazon Pay is an integrated UPI payment method which is available on Amazon app. This online payment platform is designed and developed by Amazon. So some of the features of this app are

  • You can make payments on local stores by scanning the QR code. 
  • Can be used to buy anything online where upi payment method is accepted
  • Send and receive money to your friends, relatives or any other person. 
  • Can be used to pay your monthly phone, electricity, dth, broadband etc. bills. 
  • Compatibility: Available for Android and IOS smartphones .
  • Bhim UPI

BHIM (Bharat Interface for Money) is a digital payment platform developed by the National Payments Corporation of India (NPCI). It is based on the Unified Payments Interface (UPI), which allows users to send and receive money through their mobile phones.

Some features of BHIM include:

  • Simplicity: BHIM is designed to be easy to use, with a simple interface and the ability to send and receive money with just a few taps.
  • Security: BHIM uses multiple layers of security to protect user information and transactions.
  • Wide availability: BHIM can be used with any bank account that is UPI-enabled, which means it is available to a large number of people in India.
  • Multiple languages: BHIM is available in multiple languages, including English, Hindi, and several regional languages.
  • Multiple platforms: BHIM is available on Android and iOS devices, as well as on the web.

So these are the most widely used upi apps in India. I personally use Paytm and PhonePe for upi transactions. But you can choose any of the above upi apps. They are completely safe, secure, trusted and regulated by the government. 

Most of the upi users often ask these questions on the internet. I have brought all the frequently asked questions related to UPI in a single place.

Frequently Asked Questions

Is Google Pay safe or PhonePe?

Both Google Pay and PhonePe are safe to use for making payments and transferring money. They use multiple layers of security to protect your financial information and prevent unauthorized transactions. In addition, both companies are regulated by financial authorities and must follow strict guidelines to ensure the safety of their users’ data and transactions. 

Is UPI safe to use?

Unified Payments Interface (UPI) is a safe and secure way to make payments and transfer money. It is regulated by the Reserve Bank of India (RBI) and follows strict guidelines to ensure the safety of financial transactions made through the platform.

Which upi app is fastest?

It’s difficult to determine which UPI app is the fastest with certainty, as this can vary depending on a variety of factors. The speed of a UPI transaction typically depends on the internet connection and the servers of the UPI app you are using. In general, all UPI apps should be able to process transactions relatively quickly.

That being said, some UPI apps may have faster processing times than others due to various factors such as the efficiency of their servers and the number of users on the platform. 

Which upi is best for business?

There are several UPI apps that are suitable for businesses, including Google Pay, PhonePe, Paytm, and BHIM. These apps offer features such as the ability to create and send invoices, track expenses, and manage multiple accounts, which can be useful for businesses.

Is upi available in usa?

No, UPI is not available in the United States. However, some payment apps that are available in the US, such as Google Pay and Venmo, offer features similar to UPI, such as the ability to send and receive money directly from a bank account.

Is upi available in other countries?

Apart from India, UPI is available in Nepal and Bhutan. UPI is being used in Nepal and Bhutan as a payment method. But RBI is also planning to expand UPI in other countries as well. 

Is upi id case sensitive? 

Yes, UPI id is case sensitive. This is essential to make UPI payment. 

is upi id and upi address same?

Yes, UPI id and UPI address are the same. They are the unique id which is alloted to you for making UPI payments. 

Is upi id and mmid same?

UPI ID and MMID are not the same thing. UPI ID (Unified Payments Interface ID) is a unique identification number that is assigned to a user for making UPI transactions. MMID (Mobile Money Identifier) is a unique seven-digit identification number that is assigned to a user of a mobile banking service in India. 

Can two people have same UPI ID?

No two people can’t have the same UPI ID. Each UPI id is uniquely allotted to a user. 

Leave a Comment